Wealthy Indians are increasingly relocating to UAE โ not just for lifestyle upgrades, but for smart tax planning.
Why?
โข UAE has zero personal income tax and zero capital gains tax on properties held by Individuals.
โข The IndiaโUAE DTAA (tax treaty) allows UAE residents to make certain incomes almost tax-free, even if sourced from India!
๐๐ฒ๐ ๐๐ฒ๐ป๐ฒ๐ณ๐ถ๐๐ ๐ข๐ป๐ฐ๐ฒ ๐ฌ๐ผ๐ ๐๐ฒ๐ฐ๐ผ๐บ๐ฒ ๐ฎ ๐จ๐๐ ๐ง๐ฎ๐
 ๐ฅ๐ฒ๐๐ถ๐ฑ๐ฒ๐ป๐:
โข Mutual Fund Gains: Can be sold tax-free under DTAA!
โข Interest Income: Tax-free on NRE deposits; only 10% tax on other deposits (instead of 30%).
โข Dividend Income: Taxed at just 10% instead of 20%.
โข Global Salary & Business Income: 0% UAE tax โ full savings!
(Note: Capital gains from Indian property and shares are still taxed in India.)
๐๐บ๐ฝ๐ผ๐ฟ๐๐ฎ๐ป๐ ๐ง๐ถ๐บ๐ถ๐ป๐ด ๐ง๐ถ๐ฝ:
โข Indiaโs tax year is AprilโMarch, but UAEโs tax year is the calendar year (JanโDec).
โข Best strategy: Move to the UAE early (April or May) and stay for more than 183 days until December โ this helps you qualify as UAE tax resident and as non-resident in India for that financial year.
๐ฆ๐ถ๐บ๐ฝ๐น๐ฒ ๐ฆ๐๐ฒ๐ฝ๐ ๐๐ผ ๐ฆ๐๐ฟ๐๐ฐ๐๐๐ฟ๐ฒ ๐ฌ๐ผ๐๐ฟ ๐ ๐ผ๐๐ฒ ๐ฆ๐บ๐ฎ๐ฟ๐๐น๐:
1. Move early (April or May) to UAE and stay 183+ days until December.
2. Obtain a UAE residence visa (employment, business setup, or Golden Visa).
3. Apply for UAE Tax Residency Certificate (TRC) after completing stay.
4. File Form 10F in India when claiming tax benefits.
5. Convert Indian accounts to NRE/NRO, update banks, brokers.
6. Claim reduced TDS rates for dividends and interests.
7. File Indian tax returns correctly as an NRI with DTAA exemptions.
8. Track your stay in India carefully โ donโt exceed 120 days if your Indian income exceeds โน15 lakh/year.
๐๐ผ๐น๐ฑ๐ฒ๐ป ๐ง๐ถ๐ฝ:
Apply for the UAE Golden Visa โ a 5โ10 year visa offering full residency freedom without job dependency, ensuring long-term tax advantages.
 
			
					 
		 
		